Who is eligible? All US citizens age 65 and older or citizens under the age of 65 with certain disabilities.
What are my options? - There are a variety of options and plans associated with Medicare. - Plans begin with zero premium.
Which plan is right for me? What can I afford? Choosing a Medicare plan can be a confusing process. It is important to make sure the plan allows you the most coverage at the lowest rate. We assist you in understanding, evaluating and choosing the plan that meets your needs. There are also low income options for eligible consumers.
Medicare Advantage. - Annual enrollment period is from October 15th to December 7th each year, plan changes take effect January 1st of the following year. - Open enrollment period is from January 1st to March 31st each year and you can change your plan or return to original Medicare.
When can I enroll in Medicare?- The Medicare Initial Enrollment Period is a time period when you can enroll in Medicare for the first time. It starts 3 months before you turn age 65 and lasts for 7 months. There are other times for people under age 65 with disabilities and people with End-Stage Renal Disease. - Common enrollment periods: * Initial begins 3 months prior to turning 65 and lasts 7 months * Under 65 and disabled for 24 months * ESRD * Retirement or loss of credible group coverage
What are late penalty fees? - Late enrollment penalties can increase your premium by 10% or more for life. If you do not enroll in Medicare Part B when initially eligible. - If you do not enroll when first eligible part D penalty can increase your premium by 1% per month without a prescription plan for life.